2016年12月大学英语四级作文预测
英语四级作文一直是考生重点关注的'部分，也是考试的重难点，以下是yjbys网小编整理的关于大学英语四级作文预测，供大家备考。
篇一：ATM使用利弊
题目要求：
On the Use of the ATM
1. 现在人们使用自动取款机存取钱比较普遍
2. 使用自动取款机给人们带来很多方便，但也其弊端
3. 我的建议
参考范文：
On the Use of the ATM
ATM is not fresh to city residents. You can find at least one such machine in banks. And now, it is spreading in most rural areas of China. It is a common phenomenon for people to withdraw or deposit money through the ATM.
ATM has helped both bank clerks and their customers greatly. For one thing, it partly frees the clerks from heavy work. For another thing, it provides customers with more speedy and around-the-clock service. But, ATM can be imperfect. First of all, you can’t withdraw as much money as you want. Five thousand Yuan is the maximum sum you can get daily. Secondly, there are risks for customers who withdraw money from ATM. They may suffer losses from theft, robbery or their own carelessness.
I think the following tips can avoid most troubles. First, withdraw a large sum of money through bank clerk service. Secondly, make sure the place where ATM was installed is safe enough. Thirdly, keep secret of password and remember to get your card back. Finally, get a companion when you use ATM at night.
篇二：
题目要求：
On Card Slave
“卡奴”是指一个人使用大量的现金卡、信用卡，但负担不出缴款金额或是以卡养卡、以债养帐等方式，一直在还利息钱的人。
1. 目前出现许多年轻人变成“卡奴”现象
2. 出现这一现象的原-因
3. 我对这一现象的看法和建议
参考范文：
On Card Slave
As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.